It was billed in 2019 as a flagship program that would help 100,000 Canadians buy their first home by the fall of 2022. Now, the Liberals’ shared-equity mortgage program has helped just 16,000 Canadians, with experts saying it was poorly designed and too restrictive. “Programs like the Liberals’ much-lauded First-Time Home Buyer Incentive are failing to produce results that actually help young Canadians enter the housing market,” Conservative MP Matt Jeneroux said Tuesday.